By Brad Beckett on November 18, 2025
According to the latest ICE Mortgage Monitor, the national delinquency rate fell 2 basis points (bps) in September to 3.42% – this figure is down 6 bps from the same time last year. Click here to read more.
ICE says FHA loans now account for 47% of all delinquencies and 52% of all serious delinquencies (90+ days past due but not in foreclosure). Interetsingly, only 25% of FHA loans that are 90 or more days late are in foreclosure – the lowest share of any product. However, they do point out that FHA guidelines are changing this fall and that share may be poised to grow.
Click here to read the full report at ICE Mortgage Technology (formerly Black Knight).
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