By  on June 16, 2026
According to the latest ICE Mortgage Monitor, mortgage performance remained broadly stable from March to April, with the overall share of past-due loans unchanged and below pre-pandemic levels. Click here to read more.

In addition they report that homeowners tapped equity at the highest first-quarter levels since 2021. The increase was driven in part by second-lien lending, which reached its strongest first-quarter volume in nearly two decades as more borrowers chose to preserve their existing low-rate first mortgages.

Some other key points:

  • The national delinquency rate held steady in April at 3.35%.
  • The recent increase has been driven by a rise in serious delinquencies.
  • Early-stage delinquencies are down 5k over the same period.
  • The overall rise in serious delinquencies is largely attributable to FHA loans, where serious delinquencies are up 105k ,from a year ago.

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Click here to read the full report at ICE Mortgage Technology.