Credit Card Delinquency Rates by State

By  on January 16, 2026

Infographic: Today’s infographic from those wizards at the Visual Capitalist shows those states where Americans are falling behind on their credit card payments. Click here to read more.

wow…  As always, stay safe and have a Happy Friday!!!

A payment is considered delinquent once it’s 30 days or more past due. Lenders report these late payments to credit bureaus, which can lower credit scores and signal financial stress in the economy. 

Credit card delinquency rates are highest in the Deep South, led by Mississippi (37%), Louisiana (32%), and Alabama (31%).

Visual Capitalist credit card delinquencies


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  • Hamza Ashfaq
    published this page in Updates 2026-02-09 07:11:38 -0700