According to the latest CoreLogic Loan Performance Insights Report, as of January 4% of home mortgages were in some stage of delinquency – the lowest level in 20 years.   This rate includes all home loans 30 days or more past due and includes those in foreclosure.   In addition, CoreLogic points out that no state logged an annual gain in its serious delinquency or foreclosure rate, however North Dakota posted a gain in the overall delinquency rate.

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